Let’s imagine you go to the shop to buy some vegetables, milk or other staff and in line, you realize that you have forgotten your wallet at home. Several years ago it would be a terrible disaster as you had to come back home, take your wallet and go to the shop one more time.
Fortunately, nowadays such a situation is not a problem. The matter is that there are special mobile payment applications. Of course, if you forget both your mobile phone and wallet, then you cannot escape the inevitable.
Now you can use Apple Pay or Android Pay for paying at stores, and Google Wallet, PayPal, Venmo, etc. - for person-to-person transactions. One more type of mobile payments is NFC (Near Field Communication) but make sure that your phone supports this wireless connection - it should have a special chip. Sure, it is very convenient.
BUT
- Are mobile payments safe?
- What if the phone will be stolen?
- What if hackers get access to all data stored on the phone?
Sounds awful. But the companies that develop such software products spend big money to ensure the high level of system security. Software testing is a must-do during every software development lifecycle. As if the system security is poor, then the users may lose their money and put the law on the company. It is very serious.
That is why the specialists of security testing control whether the system is protected enough to be released. During banking app testing, they execute special tests in order to detect any vulnerabilities of the system security. The specialists perform multi-platform testing of mobile software products.
And one more important point. In order to confirm the transaction, you can either use your fingerprint or enter the pin code. Both these ways are also checked during mobile testing. And if someone steals your phone, he should have your finger as well. So mobile payment apps are very convenient and safe.